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指南
房東

透過專為房東和體驗達人提供的 AirCover 獲得保障

Sometimes accidents happen, which is why there’s AirCover for Hosts.

AirCover for Hosts is top-to-bottom protection for Hosts. It includes guest identity verification, reservation screening, $3M Host damage protection, $1M Host liability insurance, and a 24-hour safety line. It also includes $1M Experiences liability insurance.

Need to start a claim?

Damage protection covers you if a guest damages your place or belongings during an Airbnb stay.

Host liability insurance protects you in the unlikely event that you’re found legally responsible for a guest being hurt or their property being damaged or stolen during an Airbnb stay at your place.

AirCover for Hosts programs

Host damage protection
Get details about what’s covered and how to request reimbursement.

Host liability insurance
Learn what’s covered and how to file a claim if a guest gets hurt during a stay.

Experiences liability insurance
Learn what’s covered and how to file a claim if a guest gets hurt during an Experience.

AirCover for Hosts and your personal insurance

While AirCover for Hosts protects you while you’re hosting an Airbnb stay or Experience, it’s not a substitute for personal insurance. You may also be required by law to maintain certain auto insurance, which would not be satisfied by AirCover for Hosts. Since everyone’s situation is different you should talk to your insurer to see how, or if, your policy overlaps with AirCover for Hosts.

Host damage protection, Host liability insurance, and Experiences liability insurance don’t cover Hosts who offer stays through Airbnb Travel, LLC, or Hosts who offer stays or Experiences in Japan—where, Japan Host Insurance, and Japan Experience Protection Insurance apply. For Hosts who offered stays or experiences in mainland China, the China Host Protection Plan applies. If you’re hosting in the UK, the Host liability insurance policy and Experience liability insurance policy are underwritten by Zurich Insurance and are arranged and concluded at no additional cost for UK Hosts by Airbnb UK Services Limited – an appointed representative of Aon UK Limited, authorized and regulated by the Financial Conduct Authority. Aon’s FCA register number is 310451. You can check this on the Financial Services Register by visiting the FCA’s website or contacting the FCA on 0800 111 6768. Insurance products arranged by Airbnb UK Services in the UK are regulated products. FP.AFF.418.LC Host damage protection isn’t related to Host liability insurance. Keep in mind that all coverage limits are shown in USD, and that there are other terms, conditions, and exclusions.

Host damage protection, Host liability insurance, and Experiences liability insurance don’t cover Hosts who offer stays through Airbnb Travel, LLC, or stays or Experiences in mainland China or Japan–where the China Host Protection Plan, Japan Host Insurance, and Japan Experience Protection Insurance apply. Host damage protection isn’t related to Host liability insurance. Keep in mind that all coverage limits are shown in USD, and that there are other terms, conditions, and exclusions.

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